A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

Typically, life insurance is understood as a means of financial protection for dependents following the policyholder's death. However, certain policies offer support during the policyholder's lifetime ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...

Inflation has been a hot topic over the past few years, and for good reason. Prices have been rising faster than they should in a healthy economy. Food, housing and general goods and services aren't ...

US life insurers paid out a record $100 billion in benefits in 2021, according to new data released Monday by the American Council of Life Insurers. That’s a nearly 11% jump from 2020, which ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. With more than one type of long-term care insurance to choose from, it's ...

If there ever was a topic that has the financial industry fighting like the Hatfields and McCoys, it is the use of life insurance as an investment. Financial advisors argue that life insurance is too ...

A 20-something today has a one in four chance of becoming disabled before retirement, according to the Social Security Administration. While Social Security disability benefits can help, the average ...

Around the time you receive your patient billing statement, you will also receive an explanation of benefits (EOB) from your insurance provider. An explanation of benefits is a document that explains ...